Get a Rate Quote
Our LTCI quote service is totally free and your policy information will be forwarded to your above email for you to review and compare the policies and rates provided. Upon receiving your online insurance policy quote, you’ll receive contact information for your personal LTC insurance agent, who will be there to answer any questions you may have regarding the protection afforded by LTC insurance coverage.
IMPORTANT: LTC Planners does not require your Social Security number, nor do we ask for a credit card number to receive a free LTC insurance rate quote.
Choosing an LTC Insurance Policy Online
The Internet helps you to do an extensive research on various long-term care insurance companies without having to run from one LTC Insurance company to another, getting you various insurance options. You can get the best possible, long-term care insurance quotes online that can help you save you thousands, while protecting you or your loved ones. You will also receive contact information for a local broker or health insurance agent and find out details about the different plans available and the amount you will have to pay.
What is LTC Insurance and What Does it Cover?
Long-term care insurance (LTC Insurance) generally covers home care, assisted living, adult daycare, respite care, hospice care, nursing home and Alzheimer’s facilities. If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed. It will pay for a visiting or live-in caregiver, companion, housekeeper, therapist or private duty nurse up to 7 days a week, 24 hours a day (up to the policy benefit maximum).
A LTC insurance policy is sold by private insurance companies and usually covers medical care and non-medical care to help individuals with their personal care needs, such as bathing, dressing, using the bathroom, and eating. While a private long-term care insurance policy is not new, they have received added attention because of growing concern about future health care needs, as well as recent laws that impact the tax status of the benefits offered under these plans.
We take the guess work out of finding the right long-term care insurance policy. We provide the place to compare LTC quotes and insurance policies in the privacy of your own home.