Alabama Long Term Care Insurance
Individuals in Mobile, Birmingham, Montgomery and every corner of Alabama now have a valuable resource for finding the most affordable Alabama long term care insurance quotes from top rated Alabama LTCI companies.
Compare Alabama LTCI companies by checking the insurance ratings with Standard and Poors or Moody’s online. LTC Insurance Planners will also provide you with the ratings for each insurance company when you request Alabama LTCI quotes.
Alabama Insurance Department
The Alabama Insurance Department is a useful resource to check consumer complaint ratios against specific Alabama LTCI companies and for tips on buying LTCI in Alabama.
Consumers may also conduct searches for licensed insurance companies and agent licenses, read consumer guides to LTCI, read consumer alerts, and find directions for filing a complaint against an insurance company.
Alabama Resource for Seniors and on Aging
Commission on Aging
770 Washington Avenue, Suite 470
PO Box 301851
Montgomery, AL 36130
(800) 243-5463; (334) 242-5743
The Alabama Department of Aging provides education, programs and services for Alabama seniors and their families. Information provided includes federal and state programs, senior and caregiver resources, and LTCI. Senior resources and programs include: Health Insurance Assistance, Medicaid Waiver, Senior Center locations, nutrition and meal services, Senior legal assistance, Senior employment programs, Alabama Long Term Care Ombudsman program, adult protective services, Senior community programs, family caregiver support, Senior prescription drug assistance, and more.
Average Cost of Long Term Care for Alabama Nursing Homes, Alabama Home Health Care, & Alabama Assisted Living Facilities
The table below shows the average Alabama LTC costs in three different types of LTC facilities: home health care, assisted living facilities and Alabama LTC Nursing Home facilities. People usually use more than one form of LTC. Actual costs for future years will be substantially higher due to inflation. Be sure you understand how an inflation protection option can help your Alabama LTCI benefits keep pace with the rate of inflation.
|(*The Alabama Home Health Care costs have been computed using the defaults of 5 hours per visit and 5 visits per week depicting a typical scenario.)|